Finance Options

Equipment financing offers a means to acquire capital equipment based on an operating budget - not on cash on hand. A financing option enables any business to acquire new equipment - or upgrade existing equipment without causing a cash-flow problem.

100% Financing - Since a lease often doesn't require a down payment, it's equivalent to 100% financing. Financing provides the use of equipment with fixed payments which helps your budgeting.


  • True Lease - Operating Lease
  • Also called a Fair Market Value Lease, a True Lease allows you to write off each lease payment as an operating expense. When the lease term is up, you will have the option to renew the lease, upgrade the equipment, purchase it at Fair Market Value, or send it back.

  • Capital Lease
  • A Capital Lease is designed for you to own the equipment at the end of the payment period. We have created an easy way for you to purchase the equipment at the end of the term for just $1 (or $101, depending on your state tax laws).

  • Rental Agreement
  • We have the ability to structure an agreement as a Rental. Choose the term that suits your needs, commence the agreement and simply rent the equipment or software. Rental Agreements are a great way to overcome budget constraints.

  • Equipment Finance Agreement
  • EFA is a simple loan to your business that allows you to buy the equipment you need. Make your payments and at the end of your term, you are done. You chose what to finance including equipment, shipping, taxes, warranties etc.

  • Deferred Payments
  • Our unique 90 or 180-Day Deferred Payment Plan gives your company 90 to 180 days to build cash flows before having to make monthly payments.

    Partners Capital Group (Partners) was incorporated in 2005 and originally was established as a direct lender of loans and leases. Partners works with several well established lenders to offer discounting and brokering and has staff to handle all aspects of loan and lease originations, credit reviews, underwriting, approvals and documentation, as well as funding and portfolio servicing. Partners specializes in financing with several industries: medical, office, telecommunications, construction, manufacturing, software and several others. Partners provide finance options throughout the United States (including Hawaii and Alaska) and Canada.
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    Partners Capital Group

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